Total and permanent disability (TPD) insurance possibly receives more criticism than any other in the suite of risk insurance products. ‘It’s a waste of money.’ ‘The insurance company never pays ...

Side-by-side outcomes illustrate when Northwestern Mutual's definition and typical own-occupation definitions differ, as well as situations in which the outcome is the same. </p> <p/><p>"Although the ...

Convincing consumers to take out income protection (IP) is far from easy. While some do not believe long-term sickness or injury is likely to happen to them, others fear the insurers will do whatever ...