If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...
Recent developments could improve the value of a CD account again. Here's what savers should consider right now.
CD rates have stayed high for most of the year -- but that run could be coming to an end. The Fed's next meeting wraps up in just a few days, and a rate cut seems all but guaranteed. That means this ...
Top CDs this week offer up to 4.20% APY, making now a smart time to lock in a solid return before rates have a chance to move lower.
Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.
With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...
Since the end of 2022, there has been a trend of shorter-term CD rates being higher than longer-term CD rates, both for national averages and among high-yield CDs. While seeing CD rates around 4% can ...
For the first time since July 2025 — and following three consecutive rate cuts — the Federal Reserve left rates unchanged on Jan. 28, their first meeting of 2026. But more rate cuts could be coming.
The best certificates of deposit — commonly called CDs — guarantee a high rate of return on your principal at the end of an agreed-on term. Typically, the longer the term of your CD, the higher the ...
Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher ...
-0.40 percentage point (40 basis points). See methodology details Medians, or midpoints, consist of APYs of CDs or share certificates collected from the websites of the following 21 financial ...
Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal ...