When a burst pipe ruins your dishwasher or a power surge fries your fridge, the first thing you want is a fast, fair payout. Yet your insurer often starts by asking for a tiny detail: the serial ...

Ovens, microwaves, dishwashers, fridges, freezers, washing machines and tumble dryers are all vital parts of a functioning home. And if you couldn’t afford to fix or replace an appliance straight away ...